:root{--navy:#0A1E3F;--navy-800:#0E2A55;--paper:#F6F7F9;--line:#E4E8EF;--muted:#5C6675;--ink:#0A1E3F;--live:#F26419;--won:#0F9D6B;--disp:'Spectral',Georgia,serif;--body:'Inter',system-ui,sans-serif}
*{box-sizing:border-box;margin:0;padding:0}body{background:var(--paper);color:var(--ink);font-family:var(--body);-webkit-font-smoothing:antialiased;line-height:1.6}
a{color:var(--navy);text-decoration:none}a:hover{color:var(--live)}
.nav{position:sticky;top:0;z-index:20;background:var(--navy);color:#fff;display:flex;align-items:center;gap:16px;padding:13px 26px}
.brand{font-family:var(--disp);font-weight:600;font-size:1.15rem;display:flex;align-items:center;gap:9px;color:#fff}.brand .bm{width:24px;height:24px}.brand span{color:var(--live)}
.nl{margin-left:auto;display:flex;gap:20px;align-items:center}.nl a{color:#c7d2e6;font-size:.86rem;font-weight:500}.nl a:hover{color:#fff}.nl .ghost{border:1px solid rgba(255,255,255,.25);padding:6px 13px;border-radius:8px}
.nl .lang{display:flex;gap:2px}.nl .lang a{color:#9fb0cc;font-size:.72rem;font-weight:600;padding:3px 6px;border-radius:6px}.nl .lang a:hover{color:#fff}.nl .lang a.on{color:#fff;background:rgba(255,255,255,.16)}
@media(max-width:620px){.nl{gap:12px}}
.wrap{max-width:1080px;margin:0 auto;padding:0 22px}
.crumb{font-size:.8rem;color:var(--muted);padding:16px 0}.crumb a,.crumb span{margin-right:6px}.crumb a::after,.crumb span::after{content:"›";margin-left:6px;color:var(--line)}.crumb span:last-child::after{content:""}
.hero{padding:26px 0 30px}.hero h1{font-family:var(--disp);font-weight:500;font-size:clamp(1.9rem,4vw,2.7rem);letter-spacing:-.015em;max-width:18ch}
.hero p{color:var(--muted);font-size:1.05rem;margin-top:10px;max-width:56ch}
.cta{display:inline-flex;gap:10px;margin-top:20px}
.btn{padding:12px 20px;border-radius:11px;font-weight:700;font-size:.92rem}.btn-live{background:var(--live);color:#fff}.btn-live:hover{filter:brightness(.96);color:#fff}
.btn-ghost{border:1px solid var(--line);color:var(--navy);background:#fff}
section{padding:22px 0}h2{font-family:var(--disp);font-weight:500;font-size:1.5rem;letter-spacing:-.01em;margin-bottom:14px}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:14px}
.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px}.card b{display:block;font-size:1rem;margin-bottom:5px}.card span{color:var(--muted);font-size:.9rem}
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:14px}
.step{background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px;position:relative}.step::before{counter-increment:s;content:counter(s);display:inline-flex;width:28px;height:28px;border-radius:8px;background:var(--navy);color:#fff;align-items:center;justify-content:center;font-weight:700;font-size:.85rem;margin-bottom:10px}
.step b{display:block;margin-bottom:4px}.step span{color:var(--muted);font-size:.9rem}
.ctx{background:#fff;border:1px solid var(--line);border-radius:14px;padding:20px;color:#2c3646}
.fees{background:var(--navy);color:#eaf0fb;border-radius:14px;padding:22px 24px}.fees h2{color:#fff}.fees p{color:#c7d2e6}
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:14px 16px;margin-bottom:10px}.faq summary{font-weight:600;cursor:pointer}.faq p{color:var(--muted);margin-top:8px;font-size:.92rem}
.links{display:flex;flex-wrap:wrap;gap:8px}.links a{background:#fff;border:1px solid var(--line);border-radius:999px;padding:7px 14px;font-size:.85rem;font-weight:500}
.band{background:linear-gradient(120deg,var(--navy),var(--navy-800));color:#fff;border-radius:16px;padding:30px;text-align:center;margin:26px 0}.band h2{color:#fff}.band p{color:#c7d2e6;margin-bottom:14px}
.grid-cols{display:grid;grid-template-columns:repeat(auto-fill,minmax(180px,1fr));gap:8px}
.ft{max-width:1080px;margin:34px auto 0;padding:22px;border-top:1px solid var(--line);display:flex;flex-wrap:wrap;gap:14px;align-items:center;justify-content:space-between;color:var(--muted);font-size:.85rem}
.ft .bm{width:20px;height:20px;vertical-align:-4px;margin-right:6px}.ftl a{margin-left:16px;font-weight:600}